Planning For Businesses

Financial Strategies for Business Owners

Gambin Financial Group helps business owners through every phase of their business life cycle. From startup, to growth, to expansion and finally maturity and exit. There can be a lot of questions and uncertainty along the way. In our thorough, comprehensive financial planning process we take the time to get to know our client’s true desires and goals for their business. Is this economic engine intended to fund an owner’s retirement? Or will this be transitioned to the next generation? There is a lot to consider, so let us help you gain clarity and a clear path toward financial certainty.

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What can we do for your business?

Balance Sheet efficiencies, asset protection strategies, tax efficiency planning and business owner financial planning are just a few areas that we focus on with our clients. Some of our higher complexity clients also need strategic organizational consulting, concierge advisor coordination and planning/strategies for their high-risk business.

Our Business Planning Services

Our Business Planning services create clarity and certainty for businesses by actively managing financials in order to mitigate risk, project cash flow, and prepare for the business’ future.

Foundational Business Planning

Foundational Planning Services Include:

Risk Management

Risk Audit & Analysis
Insurance Review
Executive Summary w/ Objectives
Liquidity Planning
Financial Position Review
Insurance plan

Key Objectives & Growth

Qualitative & Quantitative Goal Planning
Board of Advisors
Goal Planning
Written Road Map w/ Action Plans

Legacy Planning

Estate Planning

Established Business Planning

Includes All Foundational Planning, Plus:

Risk Management

Entity Structure
Buy/Sell Plan
Cash Flow Analysis
Key Info & Legal Review w/ Access to Legal Experts

Tax Planning

Adjusted Gross Income Tax Strategies
Income Tax Planning
Coordination w/ Outside Professionals: Accountants, Attorneys

Key Objectives & Growth

Cash, Capital & Debt Management
Probability Analysis w/ Goal Adjustments
Tax & Risk Diversification
Business Transition Planning
Key Employee Retention & Comp Strategies

Exit Strategy Plan

Written Exit Strategy

Legacy Planning

Lifetime Income Plan
Identity Protection Plan
Health Insurance Cost Strategies

Complex Business & Exit Planning

Includes All Established Planning Services, Plus:

Risk Management

Continuation Planning
Access to Advanced Planning Specialists

Tax Planning

Cost Basis Planning
Business Transfer of Value Tax Strategy
Tax Mitigation Strategies

Key Objectives & Growth

Board of Advisors Creation
Business Evaluation
Liquidity & Bonding Strategies
Social Security Strategies
Employee Stock Option Plans
Deferred Compensation Plans
Capital & Debt Management
Benefits Package Audit Rank & File and C Level

Exit Strategy Plan

Succession Plan
Evaluation Strategies

Legacy Planning

Charitable Gift Planning
Estate Transition Planning

Download A Full Menu Of Services

Download a printable sheet outlining our full menu of business planning services

Download Business Capabilities PDF

Download our Business Capabilities PDF to get a more in depth look at everything we can do for your business!

Start Planning With Gambin Financial Group

Schedule An Introductory Call

Tatiana Podel

Tatiana was born in Sao Paulo, Brazil and raised in South Florida. She attended University of Florida where she earned her B.S. and M.S. in Accounting with a concertation in tax. She built her career and skills at KPMG, a Big 4 Accounting firm, where she worked for over 10 years. In 2021, Tatiana left KPMG to pursue her passion of working one on one with individuals and small businesses to help them build wealth through tax planning and compliance. Tatiana strives to remove the overwhelm of accounting and tax from small business owners and being an integral part of their team.

Tatiana has been married to her husband, Michael, since 2011 and they live in Orlando with their two kids, David and Rebecca. They can usually be found going for walks with their dogs, bike riding and spending time at Disney.

Bernadette Girvin

Bernadette Girvin, a former LPGA Tour player and 10 year veteran in the financial services industry, is passionate about her role as Chief Operating Officer with Gambin Financial Group. In 2019, after 9 years as a solo-entrepreneur and financial advisor managing her own practice, she formally partnered with Claudio Gambin of Gambin Financial Group to open their own office in downtown Orlando.

Bernadette is leading the strategic growth vision of the firm, overseeing financial performance and helping ensure a first-class, exceptional client experience. It is a top priority of hers to always be asking the question, “what can we do better?”. “As a former professional athlete, the competitive side of me is always wondering how we can get better. Whether that’s in the planning we do for our clients to help them achieve financial security, the efficiency and thoroughness of our operational processes or in the growth and development of our staff.”

Bernadette graduated from Ole Miss in 2003 with a B.S. in Psychology while playing on the Women’s Golf Team. After graduating and then playing for 3 years on the LPGA Tour, she joined the financial industry and worked in several different capacities but ultimately fell in love with building out successful teams and helping organizations execute on their strategic vision. “Our Core Values at GFG are Gratitude, Integrity, Loyalty, Personal Growth and Personal Responsibility and we try to make sure these values influence every decision we make.”

Outside of work, Bernadette is a proud mom to her two children, Gates, 7 months, and Presley, 3. She and her husband, Charles (who are both Orlando natives), live in College Park and love their community.

Michelle Taylor

Michelle Taylor is a third-generation Floridian, born and raised in West Palm Beach. She attended the University of Florida and Florida Atlantic University, where she received a B.S. in Business Administration and Marketing. After nearly a decade in the fashion industry, Michelle quickly shifted focus, becoming a top producing Financial Advisor in 2015 and building her own book of business and exceptional client relationships from the ground up. Michelle has been married to her husband, Jason, for 8 years and they live in Orlando with their two beautiful children, Beckett and Sloane, and their two dogs. The Taylors love to travel as a family and can be found enjoying the outdoors and the beautiful Florida beaches whenever possible.

Elizabeth Bertrand

Elizabeth was born in New Jersey and raised in Ponte Vedra Beach, FL. She attended the University of Central Florida, graduating Magna Cum Laude with a B.A. in Advertising /Public Relations and Political Science. She then attended Stetson University College of Law, where she earned her Juris Doctor, graduating Cum Laude with a Concentration in Elder Law. In 2012, she opened Palumbo & Bertrand, P.A. with her partner, Brian C. Palumbo.

Elizabeth focuses her practice on estate planning, probate, and guardianship issues, assisting clients in Florida, New York, and Pennsylvania. When she is not working, she enjoys spending quality time with her husband and three children.

Yaritza Srichaiyan

Hi, I’m Yaritza!

Realtor, wife, mom of two, and a native Orlando girl who’s always up for baking parties, flowers, and Friends marathons!

I absolutely LOVE people and believe that you “bloom where you are planted” and want to make your home dreams come true! I genuinely believe in and work with integrity, transparency, and loyalty. When you have a Realtor who’s always thinking three steps ahead, engaged 24/7 on your behalf, and looking out for your best interests, those dreams will become a reality.

That’s why my mission is to deliver an all-inclusive experience that simplifies the home buying and selling process and is done with love, style, and grace.

As your Realtor, I am wholeheartedly dedicated to making your real estate dreams come true while fully believing that a home is where dreams can blossom.

Contact me at the Bloom Home Group! I would love to meet you in person and learn more about you and how I can help.

Suzanne Meehle

Suzanne Meehle is the founder and managing shareholder of Meehle & Jay P.A. For over a decade, her practice has focused on the needs of small to medium-sized businesses, emerging business sectors, non-profits, and start-ups. Her services include business entity selection and formation, employer representation, intellectual property and trade secret protection, buy/sell agreements, business litigation, and all manner of business contracts.

Suzanne has a special affinity with technology services clients thanks to a 12-year career in the healthcare software industry before entering law school. To put it simply, she speaks geek. Her clients include custom app developers, game developers, AR/VR developers, engineering firms, biometrics companies, and IT service providers. In addition, she serves a number of clients in non-profits, entertainment businesses, healthcare services, and even other law firms.

Suzanne often teaches continuing legal education classes on legal technology, ethics, e-discovery, and business law. In addition, Suzanne has taught courses on Representing Small Businesses at Solo Practice University and eDiscovery at her alma mater, Barry University School of Law. Suzanne is a member of Women’s Executive Council and serves as a board member for both the Better Business Bureau and Hope and Help.

She loves walking her dogs, Mack and Bentley, cooking, sailing, scuba diving, and when she gets the opportunity, sleep.

Dazi Lenoir

Dazi Lenoir (Lyons) the president and owner of The Lenoir Insurance Agency, a WE Insure Agency in Kissimmee, Florida. The Lenoir Insurance Agency specializes in providing product solutions for all your insurance needs with personalized service. With access to over 150 carriers, The Lenoir Insurance Agency can help with nearly any insurance need. Mrs. Lenoir Lyons was also a founding and managing partner of Lyons & Lenoir LLC (now Lyons Legal, LLC), a boutique law firm that specializes in personal injury, car accidents and wrongful death litigation. She began her legal career concentrating on personal injury and wrongful death litigation with the Parks & Crump law firm of Tallahassee, where she litigated and settled her first $1 million case. She later practiced for a personal injury firm in Orlando, where she served as a pre-suit attorney

A two-time graduate of Florida State University, Mrs. Lenoir Lyons earned a bachelor’s degree in English literature with a concentration in business in 2002 and a master’s degree in sports administration in 2003.

As a student at FSU, she was elected the 2001 Homecoming Princess. In addition, she was initiated a member into the Zeta Omicron Chapter of Alpha Kappa Alpha in the Spring of 2000. Mrs. Lenoir Lyons is a life member of the FSU Alumni Association and has been a member of the Florida State University Alumni National Board of Directors since 2017. She served as secretary for the 2019-2020 board year. In 2020, Mrs. Lenoir Lyons was elected as vice chair and will eventually serve as Chair of the Board for the 2022-23. She is also a member of the FSU Presidential Search Committee formed to locate a replacement for Florida State’s current President John Thrasher. Dazi is a member of the Psi Theta Omega Chapter of Alpha Kappa Alpha and serves as the scholarship chairperson. Mrs. Lenoir Lyons is also an AV-Preeminent Rated attorney with Martindale-Hubble and was selected to the as a 2019 Super Lawyers “Rising Star.” The designation of Rising Star is reserved for those attorneys under 40 years old or in practice for 10 years or less, includes no more than 2.5 percent of attorneys in Florida. Mrs. Lenoir Lyons is a member of the African American Chamber of Commerce of Central Florida where she is the President of the chambers Kissimmee LEADS Group. She is also a member of the St. Cloud Chamber of Commerce where she serves as a Chamber Ambassador.

Mrs. Lenoir Lyons is married to Attorney Jarian N. Lyons. She and Jarian have a beautiful family of four, including Nasir (10), Madelyn (8), Lena (7) and Russell (5). They reside in Harmony, Florida.

Planning For Businesses

Financial Strategies for Business Owners

What can we do for your business?

Our Business Planning Services

Foundational Business Planning

Risk Management

Key Objectives & Growth

Legacy Planning

Established Business Planning

Risk Management

Tax Planning

Key Objectives & Growth

Exit Strategy Plan

Legacy Planning

Complex Business & Exit Planning

Risk Management

Tax Planning

Key Objectives & Growth

Exit Strategy Plan

Legacy Planning

Start Planning With Gambin Financial Group

Tatiana Podel

Bernadette Girvin

Michelle Taylor

Elizabeth Bertrand

Yaritza Srichaiyan

Tina Craft

Suzanne Meehle

Dazi Lenoir

Join The Movement!